Conventional Loans
Flexible financing for buyers with solid credit and a down payment as low as 3%. Conventional loans offer competitive rates and no upfront mortgage-insurance premium once you reach 20% equity.
Get a QuoteTucson mortgage solutions
Home Loan Options for Every Tucson Buyer
For over 30 years, Michael Rohde has helped Tucson families navigate the mortgage process with clarity and confidence. Whether you're buying your first home, upgrading, or refinancing, Michael matches you with the loan that fits your life — not just the numbers.
FHA Loans
Government-backed loans designed to make homeownership accessible with down payments as low as 3.5% and more lenient credit requirements. A popular choice for first-time Tucson buyers.
Get a QuoteVA Loans
Exclusive to eligible veterans, active-duty service members, and surviving spouses. VA loans offer zero down payment, no private mortgage insurance, and some of the lowest rates available.
Learn MoreUSDA Loans
Zero-down financing for eligible rural and suburban properties in Southern Arizona. USDA loans feature below-market interest rates and reduced mortgage-insurance costs.
Learn MoreJumbo Loans
Financing solutions for luxury and high-value properties that exceed conventional loan limits. Michael works with top wholesale lenders to secure competitive jumbo rates for Tucson's premium market.
Get a QuoteRefinance
Lower your rate, shorten your term, or tap your home's equity with a cash-out refinance. Michael reviews your current loan and finds the refinance strategy that saves you the most money.
Get a QuoteHELOC
A Home Equity Line of Credit lets you draw on your home's equity as needed — ideal for ongoing projects, tuition, or a financial safety net. Flexible access with interest charged only on what you use.
Get a QuoteFixed Rate Second Mortgage
All the benefits of a second mortgage with the predictability of a fixed interest rate. Your payment stays the same for the life of the loan — no surprises, no rate adjustments.
Get a QuoteNot sure which loan is right for you?
Michael takes the time to understand your goals and walk you through every option — no pressure, no jargon. Reach out today for a free consultation.
Talk to Michael